Miller & Jacobs · Orlando, Florida

Orlando Bicycle Accident Lawyer

Your recovery deserves more than a quick insurance offer.

A ride to work. Time with friends. A way to clear your head. A crash can interrupt much more than your route.

Miller & Jacobs investigates what happened, handles the insurance claim, and pursues compensation for your injuries and the life they disrupted.

Free consultation. No attorney fee unless we recover for you.

50+ years

of combined legal experience

230+ jury trials

across the partners’ careers

Free

Consultation about your circumstances

Orlando office

5401 S. Kirkman Road, Suite 660

Help that starts with you

You should not have to manage an insurance claim while you recover.

Tell us what is worrying you most: the bills, missed work, a call from an adjuster, or being blamed for a crash you could not avoid. If we take your case, we turn those concerns into work we handle for you.

Put the insurance calls in our hands

We identify the insurers, handle claim communications, and review requests for statements or records. You get an explanation of what is needed and why.

Make sure your account is heard

We investigate the driver’s movements, look for video and witnesses, and examine the bicycle and road evidence. An adjuster’s first version does not have to go unanswered.

Show what the injury has cost you

We gather medical and work records and document the help you now need at home. We look beyond the first bill when future care or lost earning ability is involved.

Understand an offer before you answer

We explain what a settlement would cover, what it would release, and where it falls short. We negotiate and prepare for litigation when a fair resolution is not available.

You can call before your paperwork is organized.

Start with where it happened, when it happened, and how you are doing. We will explain the next steps and the fee and cost terms before you decide whether to hire us.

The Orlando route matters

Was the crash where a trail met the street?

The Orlando Urban Trail connects Lake Highland, Loch Haven Park, and Mead Garden in Winter Park. A ride here can involve both a separated path and a street crossing. The exact transition can matter more than the nearest intersection listed on a report.

We look at your approach, the driver’s turn, signs and signals, and what each person could see. We can seek available nearby footage and compare the scene with your account before a lane or right-of-way assumption shapes the claim.

Our Orlando personal injury team can also evaluate a crash involving a delivery vehicle, a driveway, or an obstruction that forced you into traffic.

The loss behind the claim

Your bike may have been your independence.

Needing a lift to work. Asking someone to carry the shopping. Watching your friends ride without you. Those changes matter, too.

Tell us what an ordinary day looked like before the crash and what takes help now. We use those details alongside your treatment and employment records to show the impact of the injury.

The care still ahead. We review treatment plans and seek support for future medical needs.

The work you cannot do. We document missed pay, reduced hours, and lasting limits on earning.

The life that feels different. We record pain, lost activities, and changes to your daily routines.

For some motor vehicle claims, pain-and-suffering damages require a qualifying permanent injury, significant permanent scarring, or another condition listed in Florida’s injury-threshold law . We check how that rule applies to you.
A person with an arm in a sling reviewing paperwork at a desk Illustrative photograph.

Before you agree to a settlement

Still getting treatment, but already being asked to settle?

Let us review the offer and the release. You should understand what you would be giving up before you sign.

Call 407-465-8733

Start with a free conversation.

Finding the available coverage

Which insurance can help with your bills?

You may have options even though you were riding a bicycle. We check the actual policies and who is covered before deciding where to send the claim.

Early medical bills and missed pay

If a motor vehicle struck you, personal injury protection, or PIP, may help. Coverage can depend on your own auto policy, a resident relative’s policy, or, in some circumstances, the vehicle that hit you.

Timing matters: PIP medical benefits generally require initial care within 14 days. Limits and other conditions apply. That is an insurance requirement, not a reason to postpone needed care. See Florida’s PIP law.

The driver’s responsibility

We pursue available liability coverage when the evidence supports the driver’s fault. We also check vehicle ownership and whether the driver was working. For a crash involving a truck, our Orlando truck accident lawyers can examine the business and its insurance.

A driver who left or has too little insurance

We review possible uninsured or underinsured motorist coverage, including applicable household policies. A hit-and-run claim needs prompt attention to reporting, proof, and policy conditions. Coverage is not automatic, but it should be checked.

When fault is disputed

We check the facts behind the blame.

Being on a bicycle does not make you responsible for the crash. We test each allegation against the law and the evidence.

“You should have stayed at the edge.”

Florida law allows riders to move away from the edge or bike lane in situations such as avoiding a hazard, preparing for a left turn, or using a lane too narrow to share safely. We examine why you were riding where you were.

“You were not wearing a helmet.”

Florida’s bicycle law says helmet nonuse cannot be treated as evidence of negligence or contributory negligence. We keep that distinction clear when fault is discussed.

“The crash was mostly your fault.”

Under Florida’s comparative-fault law , shared fault can reduce compensation. Being more than 50% at fault bars recovery in negligence claims covered by that rule. We work to support the fault assessment with evidence.

Meet the partners

Experience you can put a name to.

Mark Miller and Rick Jacobs have each been Florida Bar members since 1995. Their backgrounds include prosecution and jury trials, with insurance-defense experience in Mark’s career. That experience informs how the firm prepares evidence and evaluates an insurer’s position.

Mark J. Miller, partner at Miller & Jacobs

Partner

Mark J. Miller

Former Assistant State Attorney and insurance-defense lawyer with more than 70 jury trials in his career.

Read Mark’s biography →

You do not need all the answers to call

Questions that can come up after an Orlando bike crash.

Yes. You did not have to collect evidence while you needed medical care. We can seek the crash report, contact identified witnesses, and look for available footage or other records. Tell us what you remember, even if there are gaps.

You may still have a claim against a careless driver. Save the rental agreement, receipt, photographs, and messages with the rental company. Tell us before the bicycle is repaired or returned if possible. A mechanical problem may also require an inspection and review of maintenance records.

Possibly. A driver who forces a rider off the road can cause an injury without contact. Proving the vehicle’s movement and connection to the fall is important. Insurance requirements also differ, so we review liability and each possible policy separately.

Have the paperwork reviewed first. Property damage and injury claims may be handled separately, but the wording of a release matters. We can check whether an agreement affects your injury claim and whether the bicycle still needs to be preserved as evidence.

Yes. We can begin with a phone conversation about the Orlando crash and your care at home. Keep travel records, medical paperwork, and insurance information. Your home state and policy terms may affect coverage, and we can explain any need for your participation in Florida.

For most Florida negligence claims arising on or after March 24, 2023, the lawsuit deadline is generally two years. The crash date, parties, and claim type must be checked. Evidence and insurance requirements can need attention much sooner. Call now so we can assess the timing for your situation. Florida Statutes § 95.11.

A place to start

Tell us what the crash has made harder.

We will listen, explain what we can investigate, and help you understand your options. The consultation is free, and you do not need to know which insurer should pay before calling.

Call 407-465-8733

No attorney fee unless we recover for you. We explain case costs and the written fee agreement before you hire us.