Care after the crash
Check your PIP benefits
Personal injury protection (PIP) may cover you through your own policy or a policy in your household. The striking vehicle’s PIP may be another route for some Florida residents. To use that route, you must not own a vehicle that requires PIP and must have no other qualifying PIP benefits. We check these rules before relying on that coverage.
The driver’s responsibility
Pursue available liability coverage
We look at who caused the crash and which policies may pay for the harm. Then we use the evidence to seek payment for your losses. We explain any gaps in the available coverage.
A driver without enough coverage
Look for another insurance route
We check for uninsured or underinsured motorist coverage. This may help when the driver has too little insurance or cannot be found. Whether it covers you depends on the policy.