Partner
Mark J. Miller
Mark's biography describes work in insurance defense and prosecution before his plaintiff-side practice. That background informs the firm's evaluation of liability disputes and insurance positions.
Several claim numbers should still lead back to the same collision.
Broward County Uber and Lyft Accident Lawyers
Miller & Jacobs helps injured people across Broward County untangle Uber and Lyft crash claims. We review the driving evidence, accepted-trip records, and policy positions so the next decision rests on the actual event and the losses you can document.
The consultation is free. No attorney fee is owed unless compensation is recovered for you. The written agreement explains fees and costs.
$300M+
Reported Recoveries for Injured Clients
50+ Years
Combined Legal Experience
230+
Combined Jury Trials Across Their Careers
Former Prosecutors
Experienced Trial Attorneys
When insurers point to one another
Keep each coverage position attached to its reason.
An insurer may dispute app status, policy priority, or who caused the impact. Those are different issues. We organize the relevant correspondence and records rather than assuming the first referral identifies the insurer that must pay.
The complete coverage letter
Save the policy cited, claim number, sender, and explanation, including attachments. A statement that another insurer should handle a claim may rest on an unverified trip time. We compare the asserted facts with the original event and app records.
The timeline around acceptance
Preserve the ride request, acceptance, cancellation, pickup, and drop-off information you have. Timestamps may need a shared time reference. A ride canceled after the crash does not by itself explain the status at impact, and a logo does not prove an active trip.
The role of the injured person
A passenger, rideshare driver, pedestrian, or occupant of another vehicle can have different benefit and coverage questions. Explain where you were and what you observed. Your own household or vehicle coverage may matter independently of the platform policy.
Three periods, several distinct protections
The required liability limit is not the same as every benefit.
Florida law governing transportation networks sets coverage requirements for defined periods. We examine the specific driver, vehicle, app activity, and policy terms. Finding a statutory minimum is only one part of the review.
01
Offline use
When the driver is not logged on, personal or other applicable auto insurance may be relevant. A history of rideshare work does not establish platform coverage for the event. Keep endorsements and insurer explanations instead of relying on the policy name.
02
Online waiting
For a covered driver logged on without an accepted ride, liability minimums are $50,000 per person, $100,000 per incident, and $25,000 property damage. Other benefits need their own policy review. These limits do not establish liability or the amount of a supported injury claim.
03
The accepted ride period
A covered prearranged ride begins at acceptance and lasts until the final passenger exits, with at least $1 million in primary liability coverage required. Uninsured-motorist coverage depends on the applicable policy and selection. We do not promise a million-dollar payment or assume identical limits for every coverage type.
A free consultation
A policy denial or conflicting insurer response needs review.
Call our Pompano Beach office about the Broward rideshare injury. We can review the letters, trip information, and evidence you have, then explain the remaining coverage and injury questions.
Trace the driving evidence across record holders
The platform record cannot show every movement on the road.
A collision near an airport, coastal pickup, neighborhood entrance, or county arterial can leave evidence with businesses and different responding agencies. We identify the sources relevant to the approach and impact, including conduct by another driver.
The responding agency
Retain the exchange sheet, crash number, and agency name. Broward County is not one universal report source. Police information can guide a civil investigation without deciding every question about negligence or insurance.
A camera along the approach
Identify the business, approximate time, and camera position if known. Preserve original dashcam or phone files. A request to retain a recording does not guarantee that footage exists or that access will be provided immediately.
The vehicle and business relationship
Ownership, work being performed, and the actual platform relationship may matter. App affiliation alone does not establish platform liability or an employment relationship. Any additional claim must have factual and legal support beyond the presence of a rideshare emblem.
See the Broward County injury overview for how local records, medical losses, and responsibility fit into a wider claim.
One injury, several inboxes
You can begin before every insurer sends a final answer.
The letters may be about policy periods while your concerns are care, wages, and getting through the week. Bring both to the conversation. We can identify the record or explanation needed for the next claim decision.
Treatment can continue while coverage is disputed
Document the injury without waiting for insurers to agree.
Get necessary medical care and follow provider instructions. Keep bills, benefit decisions, and medical records in a clear sequence. We can review the policy issues while the consequences of the crash are still becoming clear.
Early benefits
Where PIP benefits apply, qualifying initial medical care generally must occur within 14 days. Eligibility, residence, and coverage priority require assessment. Health coverage and reimbursement rights can present additional questions; an insurer dispute is not medical advice.
Work and daily limitations
Keep wages, medical restrictions, necessary assistance costs, and changes in the work you can perform. For a self-employed driver, earnings and expenses both matter. Explain the injury-related limitation rather than treating all lost app activity as the same kind of loss.
Prior history and future care
Give providers an accurate history of earlier symptoms and treatment. A crash can raise questions about a new injury or an aggravated condition. Appropriate medical evidence is needed to assess lasting restrictions and future care; the vehicle damage alone cannot answer those questions.
Bring the policy positions into one settlement review
Know which rights the proposed release would close.
A payment from one insurer may affect another claim or benefit. We assess supported losses, applicable coverage, any repayment rights, and the full terms of the offer. There is no guaranteed result based on app status or a policy limit alone.
01
Evaluate responsibility
We test the driving accounts against available evidence. In actions governed by comparative-fault law, fault can reduce damages and more than 50 percent fault can bar recovery. The incident date and claim type affect which rules apply.
02
Identify unresolved coverage
Keep written policy positions and the documents supporting them. We assess whether other insurance, notice duties, or claims require attention before a release. Different insurers need not share the same coverage analysis or settlement position.
03
Check the filing date
Many current negligence claims have a two-year limit under section 95.11, subject to applicable dates and exceptions. Platform reporting and insurance negotiation do not automatically extend it. Ask about deadlines while the record investigation continues.
Miller & Jacobs
The team serving injury clients across Broward.
The firm's South Florida office is in Pompano Beach. Partners Mark J. Miller and Rick S. Jacobs represent injured people across Broward County. Read their biographies for the experience behind the firm's work.
Partner
Rick S. Jacobs
Rick's biography describes his service as an Assistant State Attorney in Miami-Dade County and his trial work. Read the published background for details of his professional experience.
Our South Florida office is at 1600 S Federal Highway, Suite 1101, Pompano Beach, FL 33062. Call 954-465-8733 before visiting.
Decisions and practical questions
Questions when Broward rideshare insurers disagree
Can you review a claim with several insurance claim numbers?
Yes. Keep each letter with the sender, policy, and claim number. We compare the reasons for the different positions with the event and trip records. Several claim numbers do not establish that every insurer provides coverage.
Does cancellation after the crash prove the ride was inactive?
Not by itself. The acceptance, cancellation, impact, and any rider-exit times need review. Preserve the original records. The status at the relevant moment and the actual policies govern the coverage inquiry.
Can a pedestrian claim against a rideshare driver?
Potentially. The driving conduct, injury causation, app status, and available coverage require investigation. The person does not have to be a passenger for the trip record to matter. PIP and other benefits can have different eligibility requirements.
Is the platform automatically responsible for everything its driver does?
No. Platform affiliation alone does not establish liability for every act or an employment relationship. The statute, actual relationship, and any independently supported conduct need review. We do not assume a platform claim from an app emblem.
What if the collision involved both a rideshare car and a commercial truck?
Identify both vehicles, operators, owners, and any work being performed. Different records and policies may be relevant. We assess the sequence and the evidence connecting each party to the injury, rather than choosing one insurer from the vehicle type.
Can an uninsured-motorist claim pay the same amount as the platform liability policy?
Do not assume matching coverage. The applicable uninsured-motorist policy, limits, selection, exclusions, and facts need review. The statutory accepted-ride liability requirement is not an automatic promise of a matching uninsured-motorist benefit.
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