When a child is hurt because an adult was careless, the legal claim that follows is not just about covering the hospital bill. It is about protecting a future that has barely started. Children injured through someone else’s negligence face medical consequences, developmental setbacks, and financial burdens that can stretch across their entire lives. A Broward County child injury lawyer at Miller & Jacobs builds these cases with that full timeline in mind, not just what the injury cost last month.
Early action matters in child injury cases. School reports, surveillance footage, witness statements, and safety records often disappear quickly. Some injuries also take months or years to fully develop, especially brain injuries and developmental problems. Preserving evidence early helps protect your child’s future claim.
Our attorneys are members of the Florida Bar and have handled child injury cases across Broward County, including claims involving school negligence, pool drownings, and pediatric brain injuries filed in the Seventeenth Judicial Circuit. If your child has suffered an injury, call Miller & Jacobs today for a free consultation before evidence is lost.
Table of contents
- What Makes Child Injury Claims Legally Distinct in Florida
- Where Child Injuries Happen Most Often in Broward County
- Common Causes and the Parties Responsible
- Valuing a Child Injury Claim the Right Way
- How Insurance Companies Handle Child Injury Claims
- Florida’s Court Approval Requirement and What It Means for Your Family
- Frequently Asked Questions: Broward County Child Injury Claims
- Miller & Jacobs Represents Injured Children Throughout Broward County
What Makes Child Injury Claims Legally Distinct in Florida

Child injury claims in Florida are not handled the same way as adult personal injury cases. Several rules exist specifically to protect minors that change the legal process from start to finish.
Florida law imposes special court oversight requirements for many settlements involving minors, particularly when the recovery exceeds $15,000. Depending on the amount recovered and whether a guardianship is required, the court may review the settlement terms and the manner in which the funds will be protected for the child’s benefit.
A judge reviews the proposed settlement to determine whether it serves the child’s best interests. The court may also require that settlement funds be placed in a structured arrangement that preserves the money until the child reaches adulthood, rather than releasing it immediately to parents or guardians. This protection exists because a child cannot legally consent to releasing their own legal rights.
Florida law provides special rules that may extend filing deadlines for injured minors in some situations. However, the exact deadline depends on the type of case, the defendant involved, and whether a parent or guardian could have filed earlier on the child’s behalf. Certain claims, including those involving government entities or medical malpractice, may have shorter notice requirements or additional limitations that still apply. Because these deadlines can be complex, families should speak with a Broward County child injury attorney as soon as possible after the injury occurs. Cases arising in Broward County are filed in the Seventeenth Judicial Circuit, and the procedural rules that govern minor settlements are strictly enforced there.
Where Child Injuries Happen Most Often in Broward County

Children in Broward County face injury risks in the same places they spend their time every day. Understanding where these accidents cluster helps identify who bears legal responsibility.
Broward County’s heavy suburban traffic, year-round pool use, crowded school zones, and large number of apartment communities create risks for children in ways many parents do not expect. Many serious injuries happen during everyday activities like walking to school, visiting a neighborhood pool, or attending after-school programs.
Public and private school campuses throughout Coral Springs, Miramar, and Pembroke Pines produce a steady volume of injury claims. Inadequate supervision during recess, defective playground equipment, and unsafe athletic facilities all create liability for school districts and private institutions. Florida’s sovereign immunity rules under Florida Statute 768.28 govern claims against public school districts, which caps damages and requires a pre-suit notice of claim within three years of the incident.
Residential and community swimming pools are a persistent source of child injury and drowning in Broward County. Florida Statute 515.29 requires residential pools to have enclosures, self-latching gates, and other safety barriers specifically because the risk to young children is so well documented. When those barriers are absent or defective, and a child is hurt, the property owner bears direct responsibility.
Busy roads near schools and parks create pedestrian injury risks that are especially concentrated along corridors such as Pines Boulevard in Pembroke Pines, Wiles Road in Coral Springs, and Stirling Road through Davie. Children struck by vehicles near schools or crosswalks are among the most serious cases a Broward County child injury lawyer handles.
Day care facilities, after-school programs, and recreational camps across Broward County carry a duty of care for every child in their supervision. When staff-to-child ratios are ignored, facilities are poorly maintained, or background check requirements under Florida Statute 402.305 are bypassed, and a child is hurt as a result, the facility and its operators face civil liability.
Common Causes and the Parties Responsible
No two child injury cases are identical, but most fall into recognizable patterns based on who failed in their duty to protect a child.
Negligent supervision is the most common thread. Adults and institutions responsible for a child’s safety failed to watch, failed to act, or created conditions they knew were dangerous. Whether that is a distracted lifeguard at a Deerfield Beach community pool, an understaffed classroom at a private Plantation school, or a property owner in Hollywood who left accessible hazards in a yard where children regularly played, the legal obligation is the same: adults responsible for children must take reasonable steps to prevent foreseeable harm.
Defective products cause a significant share of child injuries. Toys, car seats, playground equipment, cribs, and recreational gear that fail due to a design flaw or manufacturing defect expose the manufacturer to strict liability under Florida’s products liability framework, regardless of whether the seller or retailer acted carelessly. These claims often require engineering experts and access to product testing data that is not publicly available.
Motor vehicle accidents involving child passengers or child pedestrians produce some of the most severe injuries seen in Broward County courtrooms. Children are naturally more vulnerable to crash forces, such as a car accident, than adults. Their developing bones, proportionally larger heads, and smaller body mass mean that the same collision that causes soft tissue injury in an adult may cause a traumatic brain injury, spinal damage, or internal organ trauma in a child.
Premises liability claims arise when a property’s condition causes a child’s injury. Florida applies the attractive nuisance doctrine, which holds property owners liable when a condition on their land is likely to draw children and poses an unreasonable risk to them. Unfenced pools, abandoned equipment, open excavation sites, and unsecured machinery in residential or commercial areas can all qualify.
Valuing a Child Injury Claim the Right Way
Settling a child injury claim before understanding the full developmental and economic picture is a mistake that follows the child for life. The compensation secured must account for far more than what the injury cost in the immediate aftermath.
Future medical care is the most variable and often the largest component. A traumatic brain injury at a young age can affect a child for years. Some children need ongoing therapy, special education support, counseling, or future medical treatment as they grow. Injuries involving growth plates, bones, or spinal damage may also require additional surgery later in life.
Lost future earning capacity is recoverable even when the child is too young to have a work history. Economic experts evaluate the injury’s effect on cognitive development, educational attainment, and vocational potential. The difference between the career the child would likely have pursued and the one now available to them because of the injury is a real and recoverable loss.
Pain and suffering for a child carries its own legal weight. Florida law permits non-economic damages for physical pain, emotional harm, and loss of enjoyment of childhood activities. Courts and juries take these seriously in child cases. A four-year-old who cannot run, swim, or play the way other children do has sustained a loss that goes beyond what any medical bill can capture.
Where the defendant’s conduct was grossly reckless, such as a property owner who repeatedly ignored documented safety violations around children, Florida Statute 768.72 allows the court to consider punitive damages.
Speak with a Broward County child injury attorney at Miller & Jacobs to understand how these categories apply to your child’s case.
How Insurance Companies Handle Child Injury Claims
Insurers approach child injury claims with the same goal they bring to every file: pay as little as possible. The involvement of a minor does not make them more generous. In some ways, it makes them more aggressive.
A common tactic is offering a fast settlement to parents who are overwhelmed, financially stretched from medical costs, and unfamiliar with the court approval process. The offer comes before the full extent of the child’s injuries is known. Parents who accept without legal review often discover years later that the settlement covered a fraction of what the child ultimately needed.
Parents should also avoid giving recorded statements to insurance adjusters before speaking with an attorney. Statements made early in the case are often used later to minimize the seriousness of the child’s injuries or shift blame onto the family.
Another tactic is disputing the causal connection between the accident and the child’s developmental or cognitive symptoms. Insurers retain physicians to argue that attention difficulties, learning delays, or behavioral changes following a head injury were pre-existing or unrelated to the accident. Countering this requires neuropsychological testing, school record analysis, and expert testimony from physicians who understand pediatric brain development.
Insurers also challenge the necessity of ongoing treatment, particularly therapy and specialist care, by arguing that the child has reached maximum medical improvement before the treating physicians agree. An experienced Broward County child injury lawyer retains the right medical experts to push back on that determination.
Do not accept any settlement offer for a child’s injury claim without first having an attorney review it. Call Miller & Jacobs for a free case evaluation.
Florida’s Court Approval Requirement and What It Means for Your Family
When a child’s settlement exceeds $15,000, Florida law requires a judge to approve it before it becomes binding. This is not a formality. The court examines whether the amount is reasonable given the documented injuries, whether the structured payment arrangement protects the child’s long-term interests, and whether the attorney’s fee is appropriate.
In some cases, the court appoints a guardian ad litem, an independent attorney whose sole obligation is to represent the child’s interests during the settlement review. This appointment is separate from the family’s attorney and adds an additional layer of scrutiny.
Settlement funds that pass the court’s review are typically placed in a structured settlement annuity or a Florida court-monitored account. The child receives the funds at 18 unless the court orders an alternative arrangement. This structure prevents dissipation of funds and ensures the money is available when the child needs it most.
Miller & Jacobs guides families through this process from the initial filing through the final court hearing. We prepare all required documentation, work with structured settlement specialists where appropriate, and make sure the court process does not become a bottleneck that slows the family’s access to resources during recovery.

Frequently Asked Questions: Broward County Child Injury Claims
Can I file a claim on my child’s behalf even if I was present when the injury happened?
Yes. A parent or legal guardian files the claim on behalf of a minor child. Your presence at the scene does not eliminate the right to bring a claim, and it does not automatically assign fault to you unless your own conduct directly caused or contributed to the injury. The claim evaluates the negligence of the party responsible for creating the dangerous condition, not whether a parent was nearby.
What if the injury happened at school and the school says it was an accident?
Schools calling an injury an accident does not resolve the legal question of whether negligence occurred. Inadequate supervision, a broken or improperly maintained piece of equipment, or a known hazard that was never corrected can all support a negligence claim even when the school frames the event as unforeseeable. We review incident reports, maintenance logs, supervision schedules, and staff training records to determine whether the school met its duty of care.
How long does a child injury case typically take to resolve in Broward County?
Timelines vary based on the severity of the injury, how quickly liability can be established, and whether the case settles or goes to trial. Cases that settle often resolve within one to two years. Cases involving disputed causation, multiple defendants, or required court approval for the minor’s settlement may take longer. An attorney can give you a realistic estimate once the facts of your child’s case are reviewed.
Miller & Jacobs Represents Injured Children Throughout Broward County

From Coral Springs to Hallandale Beach, from Pompano Beach to Weston, we handle child injury cases across every community in Broward County. The Seventeenth Judicial Circuit governs civil claims filed here, and we work in that court regularly.
There is no fee unless we recover for you. Call Miller & Jacobs now to protect your child’s claim before critical evidence disappears. Visit millerandjacobs.com or call us directly to get started with a free case evaluation.