Who Is Liable for a Truck Accident?

May 8, 2025 | By Miller & Jacobs Accident Attorneys
Who Is Liable for a Truck Accident?

Truck accidents are some of the most devastating traffic cases any experienced personal injury lawyer can handle. Nothing compares to the violent forces and destruction generated by a large commercial truck colliding with a smaller passenger vehicle.

Truck accidents are also some of the most challenging personal injury and wrongful death cases. Unlike typical car accidents, collisions involving commercial trucks introduce a complex web of legal issues. Drivers, companies, contractors, cargo handlers, and even government entities might share responsibility.

The massive size and weight of these vehicles mean the consequences are often severe, and so too are the legal implications. Who can be held liable in a truck accident case is not only one of the first questions accident victims ask; it's one of the most pressing questions a truck accident lawyer must answer when pursuing damages.

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Key Takeaways

  • Truck accident liability may involve multiple responsible parties, including drivers, companies, manufacturers, or government entities.
  • Proving fault requires evidence such as black box data, driver logs, maintenance records, and eyewitness accounts.
  • Legal doctrines like vicarious liability and comparative negligence often apply in complex trucking cases.
  • Working with a truck accident attorney is essential to protect your rights, maximize compensation, and meet legal deadlines.
  • Each state has a statute of limitations that sets a time limit for victims to file a claim.

The scale of truck crashes in the U.S. is vast. In one recent year, law enforcement officials reported about 494,000 accidents involving tractor-trailers, semis, and other large commercial trucks. Among these, 5,837 were fatal, while an additional 161,000 people were injured, many of them seriously. Each number represents not just a life lost, but a family deeply impacted and a community forever changed.

While some regions report declines in truck accident injuries and deaths, the overall trajectory for the U.S. remains upward, and the toll that truck accidents take on everyday Americans continues to rise. Texas, California, and Florida consistently rank highest for the number of truck accidents in the U.S., followed by Illinois and Georgia.

Despite new technologies like crash avoidance systems and other vehicle safety systems, truck crashes continue to injure about 500 people per day. Traffic safety experts say that proper training, better driving habits, responsible oversight, and tougher compliance enforcement are all needed to reduce casualties.

Determining Liability for Commercial Truck Accidents

Collision Between Truck and Car

Given the size of these vehicles, the regulations that govern them, and the number of entities involved in their operation, establishing liability in truck accidents is often far from straightforward. Determining who is legally responsible for a truck accident usually means investigating the role each of these parties may have played in the crash:

Truck Driver Liability

Truck drivers are responsible for operating their vehicles safely and adhering to state and federal regulations. When a driver’s actions or inactions lead to a crash, they may be held liable for negligence. Common types of truck driver negligence include:

  • Speeding: Excessive speed reduces a truck driver's ability to react to sudden traffic changes, contributing significantly to accident severity. A fully loaded commercial truck traveling at highway speeds may require up to 525 feet (nearly the length of two football fields) to come to a complete stop. This extended stopping distance makes it much harder to avoid collisions when traffic conditions shift abruptly.
  • Distracted Driving: Activities such as texting, adjusting a GPS, using onboard entertainment systems, or even eating behind the wheel all divert a driver's attention from the road. In a commercial truck, even a few seconds of inattention can result in hundreds of feet being traveled without focused control.
  • Driving Under the Influence: Alcohol or drug use while driving a commercial vehicle impairs judgment and violates federal regulations.
  • Fatigue: Drowsy driving causes slower reaction times and poor decision-making. Exhausted drivers are more prone to lapses in attention, delayed braking, and drifting out of their lanes. In extreme cases, fatigue can cause a driver to fall asleep at the wheel, turning a commercial truck into an uncontrollable hazard. Pressure to make tight delivery schedules makes fatigue-related crashes alarmingly common.
  • Poor Driving: Unsafe lane changes, overly wide turns, and failure to check a truck’s extensive blind spots often result in collisions with smaller vehicles. Given the size and limited maneuverability of commercial trucks, these mistakes can cause sideswipe accidents, rollovers, or force nearby vehicles off the road.

Trucking Company Liability

Federal laws require trucking companies to ensure that their vehicles and employees meet safety standards. When accidents happen, trucking companies may be liable under multiple theories of negligence, including:

  • Negligent Hiring: Commercial trucking companies that hire drivers without properly reviewing their driving records or qualifications can be held responsible for accidents caused by their unqualified drivers.
  • Improper Training: Failure to provide adequate training on vehicle handling, safety protocols, and legal compliance increases the risk of accidents.
  • Negligent Supervision: Lack of enforcement around hours-of-service regulations, which govern periods of rest and limit a truck driver’s time behind the wheel, can lead to driver exhaustion and errors.
  • Maintenance Failures: Skipping scheduled inspections or delaying necessary repairs may cause mechanical failure while the truck is in operation.
  • Falsifying Logs: Pressuring drivers to exceed legal driving hours or falsify logs for productivity can be used as evidence of company-wide negligence.

Cargo Loaders and Shipping Companies

Improperly secured or overloaded cargo can compromise vehicle stability. Liability may extend to entities involved in cargo handling:

  • Third-Party Logistics Providers: These firms may be hired to load freight and ensure its proper placement and securement. Negligence can lead to shifting loads.
  • Warehouse and Dock Personnel: Individuals responsible for organizing freight must comply with weight distribution standards to prevent instability.

Accidents related to cargo issues often involve jackknife scenarios or lost-load crashes, both of which can lead to multi-vehicle collisions.

Vehicle and Component Manufacturers

One mechanical failure can lead to a catastrophic truck accident. When defective parts contribute to a crash, manufacturers, suppliers, or distributors may be held liable under product liability laws. Examples include:

  • Brake System Failures: Trucks require powerful braking systems. If these systems malfunction due to a defect, the stopping distance becomes dangerously long.
  • Tire Blowouts: Tires made with poor materials or design can fail under heavy loads, leading to high-speed loss of control.
  • Steering Malfunctions: Faulty steering components may prevent the driver from maintaining lane discipline or executing evasive maneuvers.

Proving manufacturer liability requires technical analysis and expert testimony.

Government Entities

State and municipal agencies must design and maintain roads to safety standards. When unsafe conditions contribute to an accident, government liability may apply.

  • Unmarked Construction Zones: These create confusion for all drivers, especially those operating large vehicles.
  • Non-functioning Traffic Signals: Inoperable lights can cause misunderstandings at intersections and are especially dangerous for high-speed vehicles.
  • Dangerous Curves Without Warning Signs: Without advance notice, drivers may enter curves too quickly, especially hazardous for trucks.
  • Potholes or Crumbling Infrastructure: Structural damage can affect truck suspension and cause rollover incidents.

Cases against governments and their agencies require early notice and special procedures, including filing government tort claims.

Liability in Multi-Vehicle Truck Accidents

Truck crashes involving multiple vehicles are particularly complex. Determining liability often involves:

  • The Chain of Events: Investigators must piece together the sequence of collisions to identify the initial act of negligence.
  • Each Driver’s Behavior: Assessing speeding, failure to yield, or following too closely helps assign responsibility.
  • Vehicle Performance Data: Event Data Recorder (EDR) information provides critical insight into speed, braking, and steering before the crash.
  • Environmental Conditions: Weather, road hazards, or visibility impairments may distribute liability among multiple parties.

Evidence to Determine Fault in a Truck Accident

Bag of Evidence and Magnifying Glass

Identifying all liable parties in a truck accident requires a comprehensive evaluation of physical evidence and legal factors. Evidence commonly used to establish liability includes:

  • Police and Crash Reports: Law enforcement assessments provide valuable third-party documentation and sometimes preliminary findings of fault.
  • Driver Logs: Electronic logging devices (ELDs) can show whether drivers were within their legal driving limits or fatigued at the time of the crash.
  • Black Box Data: These onboard systems log information such as speed, brake application, and throttle position immediately before impact.
  • Maintenance Records: Reviewing vehicle inspection histories may reveal long-standing problems that went unresolved.
  • Surveillance and Dashcam Footage: Visual footage offers real-time context for accident causes and responses.
  • Witness Statements: Testimony from those present at the scene supports or contradicts the accounts of those involved.
  • Expert Analysis: Accident reconstructionists may use physics, engineering, and data modeling to determine how and why the crash happened.

The Truck Accident Lawsuit Process

The days and weeks following a truck accident are often filled with confusion, stress, and uncertainty. Truck crash victims and their families are suddenly thrust into a whirlwind of medical appointments, insurance paperwork, and vehicle repairs—all while dealing with pain, trauma, and even grief.

A skilled truck accident attorney can clear the uncertainty and lift the heavy legal burden from you after a truck accident. But knowing what to expect when you decide to take legal action can also give you the confidence to move forward. Here’s what a truck accident claim typically involves:

  1. Initial consultation: A truck accident attorney reviews your case, explains your rights, and determines who may be liable.
  2. Estimating damages: Your lawyer reviews your medical records and meets with your doctors and other professionals to estimate the full value of your damages.
  3. Insurance Claim Filing: Your attorney files an initial claim with the appropriate insurance companies, seeking compensation for injuries, damages, and losses.
  4. Investigation: Attorneys gather supporting evidence, such as crash reports, black box data, and witness statements, to establish fault and support your claim for damages.
  5. Negotiation: Your lawyer negotiates with the insurance companies for your full and fair compensation.
  6. Filing a lawsuit (if necessary): If the insurance company refuses to offer a fair settlement, your attorney may file a lawsuit against one or more responsible parties.
  7. Discovery Phase: Both sides exchange documents, take depositions, and prepare expert testimony to support their positions.
  8. Settlement Negotiations: Many cases are resolved through negotiation or mediation before reaching court.
  9. Trial: If no settlement is reached, the case proceeds to trial, where a judge or jury determines liability and awards damages, if applicable.

Every case is different, and yours may not follow these exact steps, but a qualified truck accident attorney will keep you updated on the status of your claim and negotiations with the at-fault parties.

Compensation and Insurance Claims

Damages & Claim Written on Wooden Blocks

Truck accident victims often find themselves facing not just physical recovery, but also steep financial setbacks and emotional trauma. The law allows injured parties to seek compensation for a wide range of losses. The damages you may be able to claim depend on your specific circumstances.

Some of the primary types of compensation that may be available to individuals injured in truck accidents:

  • Medical Expenses: Recoverable medical costs include everything from emergency transport and surgeries to rehabilitation and medications.
  • Lost Wages: You have a right to receive all the income you’ve lost due to injuries, doctor visits, or recovery time.
  • Reduced Earning Capacity: If your injuries prevent you from returning to your prior work or limit your future opportunities, these will be included in your claim.
  • Property Damage: Repairs or replaces vehicles and personal property damaged in the crash.
  • Pain and Suffering: It’s difficult to put a fair price tag on certain damages like physical pain and emotional trauma resulting from the accident, but these damages are just as real and debilitating as physical injuries.
  • Loss of Consortium: Claims may include any compensation for the impact on relationships and family life.
  • Wrongful Death: Covers funeral expenses and loss of financial and emotional support when a loved one dies in the crash.

Is There a Deadline for Pursuing a Truck Accident Lawsuit?

The statute of limitations is a legal deadline that determines how long you have to file a lawsuit after a truck accident. These deadlines vary by state and depend on the type of claim, whether for personal injury, property damage, or wrongful death.

In most states, the window for filing a personal injury lawsuit ranges from one to three years. For example, as of 2023, Florida law gives truck accident victims two years from the date of the accident to file a personal injury lawsuit—a significant change from the previous four-year limit. The two-year limit also applies to wrongful death cases.

Failing to file within the applicable statute of limitations typically results in losing your right to seek compensation, no matter how valid your claim may be. Certain exceptions could apply to your case and affect its timeline, so contact an experienced truck accident lawyer as soon after a crash as possible to preserve your right to seek compensation.

Contact Our Experienced South Florida Truck Accident Lawyers Today

Attorney Mark J. Miller
Mark J. Miller, Truck Accident Lawyer

Truck insurance policies typically carry high limits, but securing full compensation still requires aggressive legal negotiation.

If you or someone you love has been injured in a truck accident, don't try to manage the complex legal process alone. These cases are usually high-stakes and involve multiple complicated liability and insurance issues.

Trucking companies and their insurers start working to minimize their liability the minute they learn that one of their trucks was involved in an accident. At Miller & Jacobs Injury Attorneys, we work aggressively to identify all the liable parties and hold them fully accountable for your injuries. Securing maximum compensation for your damages and losses is our mission. Achieving your complete satisfaction is our goal.

Call us today at (877) 848-5297 or contact us online to schedule a complimentary consultation. We will answer your question, address your concerns, and help you take the next step.

This content is provided for informational purposes only and does not constitute legal advice. Consult a licensed personal injury attorney for guidance specific to your situation.

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